Financial life steers your day-to-day spending and will affect the financial decisions down the road. You have actively avoid financial potholes such as credit card debt, expensive insurance, late fees and so much more. If you are looking for solutions that can lead to a smooth and wonderful drive to your retirement destination look no further than Trim.
Trim is a holistic financial management service that enables you to achieve your financial goals through personalized recommendations and saving opportunities. It began in 2015 as they offered the service of recognizing recurring charges to make sure you could cancel any forgotten or unwanted subscriptions Now Trim offers more features to its users with the ability to lower your bill by up to 30% by negotiating your cable and/or internet bill from providers such as Comcast, Time Warner, Charter and more. You can have Trim track spending and receive updates for transactions made on sites like Amazon within the past month. They continue to build out additional features to help users better understand their finances, make informed decisions and save more money.
Trim securely connects accounts for users and only uses bank-level security with 256-bit encryption, two-factor authentication and read-only access. They use Plaid to securely connect to more than 15,000 financial institutions across the United States. Your online banking credentials are not stored on Trim’s servers but are sent to your bank or credit card provider through Plaid. An encrypted token is sent back which provides a read-only access to your transaction data, as Trim cannot move money or make any changes to your account.
Signing up for Trim is completely free including the personal finance dashboard, personalized spending alerts and reminders, detection and fighting of overdraft fees, finding and cancelling old subscriptions and more. The paid features include bill negotiation, Trim Concierge and Trim Simple Savings, which is an automated saving account that provides 1.5% annual reward on you balance. Simple Savings allows you to set it and forget it with automated weekly transfers of an amount specified by you from your selected checking account.
You can sign up for Trim by visiting www.asktrim.com and use your email address or Facebook login to register. Once you create an account you can connect your phone number or Facebook messenger so they can communicate with you. Follow them on social media platforms such as Facebook or Twitter to receive more up to date news.